Skip to Main Content

Start Of Main Content

美国基金及贝莱德的摘要及法定招股说明书

在你把血汗钱花在产品或服务上之前, 你想知道你会得到什么. 投资共同基金也是如此. 在同意开支票之前，你可能想要尽可能地了解某只基金. 这就是招股说明书的用武之地.
 

A prospectus, or statutory prospectus, is a formal document, 向美国证券交易委员会(Securities and Exchange Commission)提交的文件，其中包含投资者做出决定所需的信息. 招股说明书可能相当大，有些超过100页! 每个State Farm®基金都有一份简要的招股说明书，其中包含该基金特有的重要信息.

这个快速阅读只有几页长，给你基金信息，包括:

  • The fund's investment objective
  • A fee table and example
  • Risks and returns
  • 有关基金投资组合经理的信息

American Funds

American Funds Ticker Summary Prospectus Statutory Prospectus
AF 2010 Retirement Fund® AAATX Summary Prospectus Statutory Prospectus
AF 2015 Retirement Fund® AABTX Summary Prospectus Statutory Prospectus
AF 2020 Retirement Fund® AACTX Summary Prospectus Statutory Prospectus
AF 2025 Retirement Fund® AADTX Summary Prospectus Statutory Prospectus
AF 2030 Retirement Fund® AAETX Summary Prospectus Statutory Prospectus
AF 2035 Retirement Fund® AAFTX Summary Prospectus Statutory Prospectus
AF 2040 Retirement Fund® AAGTX Summary Prospectus Statutory Prospectus
AF 2045 Retirement Fund® AAHTX Summary Prospectus Statutory Prospectus
AF 2050 Retirement Fund® AALTX Summary Prospectus Statutory Prospectus
AF 2055 Retirement Fund® AAMTX Summary Prospectus Statutory Prospectus
AF 2060 Retirement Fund® AANTX Summary Prospectus Statutory Prospectus
AF 2065 Retirement Fund® AAOTX Summary Prospectus Statutory Prospectus
AF AMCAP Fund® AMCPX Summary Prospectus Statutory Prospectus
美国高收入市政债券® AMHIX Summary Prospectus Statutory Prospectus
AF American Mutual Fund® AMRMX Summary Prospectus Statutory Prospectus
AF Balanced Fund® ABALX Summary Prospectus Statutory Prospectus
AF Capital Income Builder® CAIBX Summary Prospectus Statutory Prospectus
AF Capital World Bond Fund® CWBFX Summary Prospectus Statutory Prospectus
AF Capital World Growth & Income Fund® CWGIX Summary Prospectus Statutory Prospectus
保守增长和收益投资组合SM INPAX Summary Prospectus Statutory Prospectus
AF Corporate Bond Fund® BFCAX Summary Prospectus Statutory Prospectus
AF Developing World Growth & Income FundSM DWGAX Summary Prospectus Statutory Prospectus
AF Emerging Markets Bond Fund® EBNAX Summary Prospectus Statutory Prospectus
AF EuroPacific Growth Fund® AEPGX Summary Prospectus Statutory Prospectus
AF Fundamental Investors® ANCFX Summary Prospectus Statutory Prospectus
AF Global Balanced FundSM GBLAX Summary Prospectus Statutory Prospectus
AF Global Growth PortfolioSM PGGAX Summary Prospectus Statutory Prospectus
AF Growth & Income PortfolioSM GAIOX Summary Prospectus Statutory Prospectus
AF Growth PortfolioSM GWPAX Summary Prospectus Statutory Prospectus
AF High Income Trust® AHITX Summary Prospectus Statutory Prospectus
AF The Income Fund of America® AMECX Summary Prospectus Statutory Prospectus
AF Inflation Linked Bond Fund® BFIAX Summary Prospectus Statutory Prospectus
美国中间债券基金® AIBAX Summary Prospectus Statutory Prospectus
AF International Growth & Income Fund® IGAAX Summary Prospectus Statutory Prospectus
美国有限期限免税债券基金® LTEBX Summary Prospectus Statutory Prospectus
AF Moderate Growth and Income FundSM BLPAX Summary Prospectus Statutory Prospectus
AF Mortgage Fund® MFAAX Summary Prospectus Statutory Prospectus
AF The New Economy Fund® ANEFX Summary Prospectus Statutory Prospectus
AF New Perspective Fund® ANWPX Summary Prospectus Statutory Prospectus
AF New World Fund® NEWFX Summary Prospectus Statutory Prospectus
AF Preservation PortfolioSM PPVAX Summary Prospectus Statutory Prospectus
退休收入投资组合-保守SM NAARX Summary Prospectus Statutory Prospectus
AF退休收入组合增强SM NDARX Summary Prospectus Statutory Prospectus
退休收入组合-适度SM NBARX Summary Prospectus Statutory Prospectus
AF Short-Term Bond Fund of America® ASBAX Summary Prospectus Statutory Prospectus
AF Short-Term Tax-Exempt Bond Fund® ASTEX Summary Prospectus Statutory Prospectus
AF SMALLCAP World Fund® SMCWX Summary Prospectus Statutory Prospectus
AF Strategic Bond FundSM ANBAX Summary Prospectus Statutory Prospectus
AF Tax-Aware Conservative Growth & Income PortfolioSM TAIAX Summary Prospectus Statutory Prospectus
加州免税基金® TAFTX Summary Prospectus Statutory Prospectus
免税保存投资组合SM TEPAX Summary Prospectus Statutory Prospectus
美国免税债券基金® AFTEX Summary Prospectus Statutory Prospectus
AF Tax-Exempt Fund of New York® NYAAX Summary Prospectus Statutory Prospectus
AF The Bond Fund of America® ABNDX Summary Prospectus Statutory Prospectus
AF The Growth Fund of America® AGTHX Summary Prospectus Statutory Prospectus
美国投资公司基金® AIVSX Summary Prospectus Statutory Prospectus
AF U.S. Government Securities Fund® AMUSX Summary Prospectus Statutory Prospectus
AF U.S. Government Money Market FundSM AFAXX Summary Prospectus Statutory Prospectus
华盛顿共同投资者基金® AWSHX Summary Prospectus Statutory Prospectus

BlackRock

BlackRock Ticker Summary Prospectus Statutory Prospectus
BLK 20/80 Target Allocation Fund BACPX Summary Prospectus Statutory Prospectus
BLK 40/60 Target Allocation Fund BAMPX Summary Prospectus Statutory Prospectus
BLK 60/40 Target Allocation Fund BAGPX Summary Prospectus Statutory Prospectus
BLK 80/20 Target Allocation Fund BAAPX Summary Prospectus Statutory Prospectus
BLK Systematic Multi-Strategy Fund BAMBX Summary Prospectus Statutory Prospectus
BLK优势新兴市场基金 BLSAX Summary Prospectus Statutory Prospectus
BLK Advantage Global Fund MDGCX Summary Prospectus Statutory Prospectus
BLK Advantage International Fund BROAX Summary Prospectus Statutory Prospectus
BLK Advantage Large Cap Core Fund MDLRX Summary Prospectus Statutory Prospectus
BLK优势大型股成长基金 BMCAX Summary Prospectus Statutory Prospectus
BLK Advantage Large Cap Value Fund MDLVX Summary Prospectus Statutory Prospectus
BLK优势小型股成长基金 CSGEX Summary Prospectus Statutory Prospectus
BLK Advantage SMID Cap Fund MDSPX Summary Prospectus Statutory Prospectus
BLK Advantage Small Cap Core Fund BDSAX Summary Prospectus Statutory Prospectus
BLK Energy Opportunities Fund BACAX Summary Prospectus Statutory Prospectus
BLK可持续新兴市场股票基金 MDPCX Summary Prospectus Statutory Prospectus
BLK Sustainable Balanced Fund MDCPX Summary Prospectus Statutory Prospectus
BLK Large Cap Focus Value Fund MDBAX Summary Prospectus Statutory Prospectus
BLK加州市政机会基金 MECMX Summary Prospectus Statutory Prospectus
BLK Capital Appreciation Fund MDFGX Summary Prospectus Statutory Prospectus
BLK Commodity Strategies Fund BCSAX Summary Prospectus Statutory Prospectus
BLK Core Bond Fund BCBAX Summary Prospectus Statutory Prospectus
BLK Advantage CoreAlpha Bond Fund BCRAX Summary Prospectus Statutory Prospectus
BLK Income Fund BMSAX Summary Prospectus Statutory Prospectus
BLK Emerging Markets Fund MDDCX Summary Prospectus Statutory Prospectus
BLK Equity Dividend Fund MDDVX Summary Prospectus Statutory Prospectus
BLK EuroFund MDEFX Summary Prospectus Statutory Prospectus
BLK Event Driven Fund BALPX Summary Prospectus Statutory Prospectus
BLK Floating Rate Income Fund BFRAX Summary Prospectus Statutory Prospectus
BLK Large Cap Focus Growth Fund MDFOX Summary Prospectus Statutory Prospectus
BLK Global Allocation Fund MDLOX Summary Prospectus Statutory Prospectus
BLK Global Dividend Fund BABDX Summary Prospectus Statutory Prospectus
BLK GNMA Fund BGPAX Summary Prospectus Statutory Prospectus
BLK健康科学机会基金 SHSAX Summary Prospectus Statutory Prospectus
BLK High Equity Income Fund BMEAX Summary Prospectus Statutory Prospectus
BLK High Yield Bond Fund BHYAX Summary Prospectus Statutory Prospectus
BLK High Yield Municipal Fund MDYHX Summary Prospectus Statutory Prospectus
BLK Inflation Protected Bond Fund BPRAX Summary Prospectus Statutory Prospectus
BLK International Dividend Fund BREAX Summary Prospectus Statutory Prospectus
BLK International Fund MDILX Summary Prospectus Statutory Prospectus
BLK iShares MSCI EAFE Intl. Index Fund BTMPX Summary Prospectus Statutory Prospectus
安硕市政债券指数基金 BIDPX Summary Prospectus Statutory Prospectus
布洛克安硕罗素2000小盘股指数基金 BDBPX Summary Prospectus Statutory Prospectus
BLK iShares S&P 500 Index Fund BSPPX Summary Prospectus Statutory Prospectus
BLK iShares U.S. Aggregate Bond Index Fund BMOPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2025 Fund LILPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2030 Fund LIDPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2035 Fund LIJPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2040 Fund LIKPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2045 Fund LIHPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2050 Fund LIPPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2055 Fund LIVPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2060 Fund LIZPX Summary Prospectus Statutory Prospectus
BLK LifePath Index 2065 Fund LIWPX Summary Prospectus Statutory Prospectus
BLK LifePath Index Retirement Fund LIRPX Summary Prospectus Statutory Prospectus
BLK Unconstrained Equity Fund MDEGX Summary Prospectus Statutory Prospectus
BLK Low Duration Bond Fund BLDAX Summary Prospectus Statutory Prospectus
BLK Managed Income Fund BLADX Summary Prospectus Statutory Prospectus
BLK Mid-Cap Value Fund MDRFX Summary Prospectus Statutory Prospectus
BLK Mid-Cap Growth Equity Fund BMGAX Summary Prospectus Statutory Prospectus
BLK财富流动环保意识基金 PINXX Summary Prospectus Statutory Prospectus
BLK Multi-Asset Income Fund BAICX Summary Prospectus Statutory Prospectus
BLK National Municipal Fund MDNLX Summary Prospectus Statutory Prospectus
BLK Natural Resources Trust Fund MDGRX Summary Prospectus Statutory Prospectus
BLK纽约市政机会基金 MENKX Summary Prospectus Statutory Prospectus
BLK New Jersey Municipal Bond Fund MENJX Summary Prospectus Statutory Prospectus
BLK宾夕法尼亚市政债券基金 MEPYX Summary Prospectus Statutory Prospectus
BLK Real Estate Securities Fund BAREX Summary Prospectus Statutory Prospectus
BLK Technology Opportunities Fund BGSAX Summary Prospectus Statutory Prospectus
BLK Short-Term Municipal Bond Fund MELMX Summary Prospectus Statutory Prospectus
BLK Strategic Global Bond Fund MDWIX Summary Prospectus Statutory Prospectus
BLK策略性收入机会基金 BASIX Summary Prospectus Statutory Prospectus
BLK策略性市政机会基金 MEMTX Summary Prospectus Statutory Prospectus
BLK Summit Cash Reserves Fund MSAXX Summary Prospectus Statutory Prospectus
BLK Tactical Opportunities Fund  PCBAX Summary Prospectus Statutory Prospectus
BLK Total Return (Bond) Fund MDHQX Summary Prospectus Statutory Prospectus
BLK Impact Mortgage Fund CIGAX Summary Prospectus Statutory Prospectus
BLK U.S. Mortgage Fund BMPAX Summary Prospectus Statutory Prospectus
BLK Dynamic High Income Fund BDHAX Summary Prospectus Statutory Prospectus
BLK永续优势大型股核心基金 BIRAX Summary Prospectus Statutory Prospectus
BLK可持续优势核心债券基金 BIAAX Summary Prospectus Statutory Prospectus

Risk Disclosures

目标日期基金是一种投资组合，其投资目标随着时间的推移而调整，随着目标日期(投资者计划开始提取资金的日期)的临近而更加保守. 基金的本金价值在任何时候(包括目标日期)均不获保证.

投资货币市场基金你可能会赔钱. 虽然本基金力求将阁下的投资价值维持在$1.但它不能保证会这样做. 对本基金的投资不是银行存款，也不受联邦存款pp王者电子官网公司(“FDIC”)或任何其他政府机构的pp王者电子官网或担保. 本基金的发起人没有向本基金提供财务支持的法律义务, 你不应期望保荐人会在任何时候为基金提供资金支持.

Securities are not FDIC insured, 不是银行担保，有投资风险吗, 包括可能的本金损失.

State Farm VP Management Corp. 是一个独立于State Farm®和/或提供银行和pp王者电子官网产品的独立实体吗.

投资前，应考虑基金的投资目标、风险、收费及开支. 这个和其他重要信息都包含在基金中 prospectuses and summary prospectuses which can be obtained by visiting shancaoyao.com. Read it carefully. 由State Farm VP管理公司发行的证券.

AP2024/06/0754

Mutual Funds Disclosures

自动投资计划不能保证盈利或防止损失.

直接投资指数是不可能的.

贝莱德共同基金由贝莱德投资公司分销, LLC (together with its affiliates, “BlackRock”). 贝莱德不隶属于SFVPMC或此处提及的任何其他实体. 贝莱德是贝莱德公司的注册商标.

SFVPMC是一个独立于资本研究和管理公司(CRMC)的实体，CRMC是美国基金的投资顾问. 美国基金证券通过美国基金分销商公司分销. 所有Capital Group商标均为Capital Group公司所有的注册商标, Inc. or an affiliated company.

SFVPMC与潘兴有合同协议，潘兴作为我们的清算公司，不隶属于SFVPMC.

SFVPMC是一个独立于Ascensus的实体，为退休计划提供记录保存和管理服务. Ascensus不隶属于SFVPMC.

Indices

罗素2000指数追踪美国2000家最小的公司的普通股表现.S. 罗素3000指数成份股公司.

罗素2500指数衡量的是这两家公司的表现,罗素3000指数中500只最小的证券.

罗素1000指数是一个市值加权指数，追踪最大的1,罗素3000指数中有000家公司.

罗素中盘股指数衡量的是美国中盘股的表现.S. 股票市场，是罗素1000指数的子集.

道琼斯工业平均指数是由30只活跃交易股票组成的无管理平均指数.

纳斯达克综合指数是一个非管理的市值加权指数，旨在代表全国市场系统的表现.

The S&标准普尔500指数追踪美国500家大型公司的普通股表现.S. companies.

The Bloomberg Barclays 1-5 Year U.S. 国债指数衡量短期美国国债的表现.S. 一至五年内到期的国债.

The Bloomberg Barclays U.S. 总债券指数代表美国的债务证券.S. 投资级固定利率应税债券市场.

彭博巴克莱市政债券指数是一个代表免税债券市场的非管理指数.

彭博-巴克莱高收益债券指数涵盖了美国国债.S. 美元计价，非投资级，固定利率，应税公司债券市场.

The Bloomberg Barclays U.S. TIPS指数是由美国发行的通货膨胀保值证券组成的非管理指数.S. Treasury.

花旗3个月国库券指数是3个月期国库券的非管理指数.

富时EPRA/NAREIT开发房地产(美国除外).S. 指数旨在衡量在美国以外的房地产市场从事特定房地产活动的公司的股票表现.

富时EPRA/NAREIT开发房地产指数旨在衡量从事北美特定房地产活动的公司的股票表现, European, and Asian real estate markets.

摩根士丹利资本国际欧洲公司, 澳大拉西亚和远东自由(EAFE®自由)指数目前衡量欧洲股票市场的表现, Australia, New Zealand, and the Far East.

MSCI全球所有国家指数(ACWI)是一个自由浮动市值加权指数，旨在衡量发达市场和新兴市场的股票市场表现.

摩根士丹利资本国际全球指数(不含美国.S.) (MSCI ACWI ex-U.S. 指数)是一个自由浮动调整的市值指数，旨在衡量全球发达市场和新兴市场的股票市场表现, excluding the United States.

MSCI新兴市场指数是一个经浮动调整的市值指数，旨在衡量全球新兴市场的股票市场表现.

MSCI日本指数旨在衡量日本市场大盘股和中盘股的表现.

瑞士信贷高收益指数旨在反映美国的可投资范围.S. 以美元计价的高收益债券市场.

根据其上市证券的总市值，纽约证券交易所被认为是世界上最大的股票交易所.

日经225指数是一个价格加权指数，由东京证券交易所的225家蓝筹股公司组成.

股票和债券基金的混合基准是60%的S&标普500指数和巴克莱美国40%的股份.S. 总债券指数，每月重新平衡.

Trademarks

"S&“p500®”是麦格劳-希尔公司的商标. 并获得了州立农场共同基金信托基金的使用许可. The State Farm S&标准普尔500指数基金(“基金”)并非由标准普尔赞助、认可、销售或推广 & Poor's, and Standard & Poor's对投资本基金的可取性不作任何陈述.

罗素投资集团(“罗素”)是商标的来源和所有者, 与罗素2000指数相关的服务商标和版权. Russell®是Russell的商标. 州立农场小盘股指数基金(“基金”)不被赞助, endorsed, sold or promoted by, 和罗素没有任何关系. 罗素不对本基金或任何相关文献或出版物负责，也没有审查过该基金或任何相关文献或出版物，罗素不作任何陈述或保证, express or implied, as to their accuracy, or completeness, or otherwise.

EAFE®免费索引是一个商标, 服务标志和摩根斯坦利资本国际的独家财产, Inc. (“MSCI”)及其关联公司，并已获得State Farm共同基金信托(“信托”)的使用许可。. 国农国际指数基金(“基金”), based on the EAFE® Free Index, MSCI未就其合法性或适宜性向其传递意见, and is not issued, sponsored, endorsed, sold or promoted by MSCI. MSCI不就本基金作出任何保证及承担任何责任. MSCI对本基金资产的管理或本基金股份的出售概不负责，亦不参与. 该信托的补充信息声明包含对MSCI与该信托和本基金的有限关系的更详细描述.

Non-US Residents

在State Farm Mutual Funds网站上提及的每一项投资产品和服务都旨在提供给居住在美国的客户或潜在客户. The customer's U.S. 永久居住地址必须是街道地址. 本网站不应被视为向任何司法管辖区的任何人招揽或提供任何投资产品或服务，如该等招揽或提供是非法的.

国营农场vp管理公司业务连续性计划披露.

State Farm VP Management Corp. 是否制定了业务连续性计划，说明我们将如何应对严重影响业务的事件. 因为灾难和破坏的时间和影响是不可预测的, 我们必须灵活应对发生的实际事件. 考虑到这一点，我们向您提供有关我们业务连续性计划的信息.

Contacting Us-如果在重大业务中断后，您不能像往常一样联系您的州立农场代理(注册代表), 你应该去我们的网站statefarm看看.com®或您可以联系另一个当地注册的州立农场代理.

Our Business Continuity Plan-我们计划在重大业务中断后尽快恢复和恢复业务运营，并通过保护我们的员工和财产作出回应, 进行财务和业务评估, 保护公司的账簿和记录, 并允许我们的客户进行交易. In short, 我们的业务连续性计划旨在使我们的公司能够尽快恢复运营, 鉴于重大业务中断的范围和严重性.

Our business continuity plan addresses: data back-up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and procedures to help ensure that our customers have prompt access to their funds and securities if we are unable to continue our business.

我们的业务连续性计划可能会被修订或修改. 如果有更改，更新的摘要将立即发布在我们的网站(statefarm)上.com®). 您可以通过写信给我们State Farm Investment Planning Services获得我们业务连续性计划的最新摘要, 1 State Farm Plaza, Bloomington, IL 61710.

Varying Disruptions-重大业务中断的范围可能有所不同, such as only our firm, a single building housing our firm, 我们公司所在的商业区, the city where we are located, or the whole region. 在这些领域中，破坏的严重程度也可以从轻微到严重不等. 只有我们公司或我们公司所在的大楼受到干扰, 我们可以在需要时将我们的业务转移到本地站点，并期望在1个工作日内恢复并恢复业务. 在影响我们商业区的混乱中, city, or region, 我们将把我们的业务转移到受影响地区以外的地点, 并期望在3个工作日内恢复营业. In either situation, we plan to continue in business, transfer operations if necessary, 并通过我们的网站statefarm通知你.com®, 你可以联系你的州立农场代理, 或者你可以联系另一家当地注册的州立农场代理. 在不太可能发生的情况下，重大的业务中断是如此严重，它阻止我们继续经营下去, 我们的计划提供了程序，以帮助确保我们的客户能够迅速获得他们的资金和证券.

在上述所有情况下, 鉴于可能发生的各种类型的中断以及每种紧急情况都会造成独特的问题, 在任何特定的中断期间，恢复运营可能需要更长的时间.

For more information-如果您对我们的业务连续性计划有疑问，您可以联系您的State Farm代理.